Socio-Economic Research Bulletin 2016, 1(60), 267-274
Open Access Article
Oleksandr Syrchyn
PhD in Economics, Associate Professor, Department of Banking, Odessa National Economic University, е-mail: als.odessa.oseu@yandex.ua
Syrchyn, О. (2016), Indicators to assess bank’s liquidity. Ed.: M. Zveryakov (ed.-in-ch.) and others [Pokaznyky otsinky likvidnosti banku; za red.: M. I. Zveriakova (gol. red.) ta in.], Socio-economic research bulletin; Vìsnik socìal’no-ekonomìčnih doslìdžen’ (ISSN 2313-4569), Odessa National Economic University, Odessa, Issue 1, No. 60, pp. 267–274.
The article analyses the problems of liquidity assessment of an individual commercial bank. Shortcomings in assessing the liquidity of the bank on the basis of the regulatory approach of the National Bank of Ukraine are reflected; methods of assessing the liquidity of individual commercial banks on the basis of the method of coefficients are developed. The proposed method of calculation of public and private bank liquidity ratios is so universal, that the practice of emergency funds on correspondent accounts with the NBU and the individual bank’s assessment of currency risk (calculation of absolute and relative values of foreign currency positions in each type of currency and bank metals) are redundant. The practical management of the bank received an approach that not only assesses the bank's liquidity risk as the possibility of adverse events, but also the possibility of assessment of excess liquidity, which affects the loss of future income.
commercial bank; the bank’s liquidity; break the bank’s liquidity; integrated assessment of the liquidity of the bank; capital of the bank; the bank’s assets; liabilities of the bank; central bank.
JEL classification: G210; DOI: https://doi.org/10.33987/vsed.1(60).2016.267-274
UD classification: 336.7
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