Methodical features of the bank’s activity planning

Oleksandr Syrchyn
PhD in Economics, Associate Professor, Department of Banking, Odessa National Economic University, Ukraine, e-mail: aleks_syrchin@ukr.net, ORCID ID: https://orcid.org/0000-0002-7206-4439

Cite this article:

Syrchyn, О. (2018). Methodical features of the bank’s activity planning. Ed.: M. Zveryakov (ed.-in-ch.) and others [Metodychni osoblyvosti planuvannia diialnosti banku; za red.: M. I. Zvieriakova (gol. red.) ta in.], Socio-economic research bulletin; Vìsnik socìal’no-ekonomìčnih doslìdžen’ (ISSN 2313-4569), Odessa National Economic University, Odessa, No. 3 (67), рр. 230–237.

Abstract

The article offers a scientific and practical approach to the planning methodology formation of Ukrainian bank’s activity in modern conditions. The article shows: bank’s activity significantly depends on the macroeconomic situation in the country; the bank’s activities performance indicators planning are based on forecasts of the country’s macroeconomic indicators; the country’s macroeconomic indicators forecasting based of simple models (average value, absolute growth or growth rate, trend, autoregressive model) are gives a significant error in settlements; more reliable settlements of future indicators values can be obtained by creating the system or structural models based on cause-effect relationships; the structural models using in practical settlements requires the limitation of their dimensionality; as the actual changes in the estimates of the future occur, the plans of a commercial bank should be adjusted and these adjustments are the greater, the stronger the deviation of the fact from the forecast. As a result of the conducted research, the following are justified: the logical relationship of country’s macroeconomic indicators and the currency of balance of the country’s banking system; strategic indicator of the bank’s competitiveness assessment; an internal planning standards using for calculate the future values of assets, liabilities, income and expenses of the bank; a list of the main standards for the bank activity planning; the standards calculating methodology for bank’s activity planning based on the extrapolation of past values or expert estimates; the methodological approach to the individual methods formation of activity planning in a separate bank are generalized.

Keywords

macroeconomic indicators of a country; banking system of a country; commercial bank; management of the bank’s activities; bank’s activities planning; norms for planning activities of the bank’s activities; balance of the bank; income and expenses of bank.

JEL classification: G210; DOI: https://doi.org/10.33987/vsed.3(67).2018.230-237

UD classification: 336.7

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